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What To Do When Buying A House

What To Do When Buying A House

What to do when buying a house - this is quite a common question for many first time buyers. Normally, it goes like this:Preparations For starters, you will have to carefully consider your budget. Perhaps, you have already made some initial research on than one. Yet, you should note that your savings should be enough for the first deposit, and possibly - mortgage fees. Sometimes there are none, but in most cases there are, and they may reach up to £2000. Also, you shouldn't hurry into spending all of your savings at once. You cannot take off the count the simple fact that a house you buy might need repairing, or some new furniture  - so stay reasonable.If you feel that you have enough money to cover all of it, you should still consult your bank - the representative will tell you if you can be pre-approved for a loan. If you have a positive credit history and your income is predictable, you will most likely be pre-approved. After the visit to a bank, you will know exactly how much you can afford to borrow, and you will be able to move on to a next stage - that is, looking for...

Moving A House Checklist Who To Notify Before You Go

Moving A House Checklist Who To Notify Before You Go

Moving into a new house is challenging enough - there are so many things to get ready in your new home, make it clean, order all the missing items, explore the neighbourhood, and so on and so forth. Then, of course, there is the packing and sorting in the old house / apartment, which often leads to getting rid of the old junk, and many more. With a list that long, it is easy to forget plenty of things, and notifying all relevant agencies and services is one of them. So, to make sure everything is in order, take a look at the full moving a house check-list, who to notify before you change your address.  Utilities services Different services and utilities should be the first ones on any list. After all, you will have to receive the bills to your new address pretty soon. Do not forget about: - Electricity - Water - Gas - Telephone - Internet, cable, satellite TV - Post officeFinance - Banks and creditors - Office - Insurance and pension companies - Tax department - Social securityPersonal - Friends - Relatives - ColleaguesHealth - Doctor - Optician - DentistVehicles - Insurance - Registration - Breakdown recoveryOther - Schools and libraries - Clubs and gyms - Delivery services and subscriptions (post office may forward some your subscriptions to a new...

15 Things To Do When You Arrive At Your New Home

15 Things To Do When You Arrive At Your New Home

Moving into a new house is a challenging undertaking, and it is generally done in stages. Yet, the first day is definitely one of the most important ones. Even though it can be quite time consuming and tiresome, there is nothing you can do about it – some things should be done all at once. So, to help you get started, here is the list of 15 things to do when you arrive at your new home:Double check your possessions –if you have rented fully equipped apartments before, you should think of which items you have and which ones are yet to be bought - even before you arrive at your new house.  Think of the essentials first – dishes, utensils, towels. Order new furniture if necessary – the same goes for furniture  – it is quite probable that you will need to buy something for your bedroom , kitchen, etc. Get someone to help you – moving into a new house cannot be done on your own, so you should ask for some help from your closest friends and relatives. This way, you will be able to complete all chores on time. Arrive early in the morning – even...